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on November 24, 2020

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How to Apply for a Credit Card (and Actually Get Approved)

We all know that credit cards offer one of the easiest ways to build a solid credit history that will last a lifetime. Still, getting approved for a credit card isn’t always as easy as it sounds. If you’ve never had a credit card before or have a severely limited credit history, it can be difficult to find a bank that will give you a shot. And if you have bad credit or a poor credit history, your chances of being approved for the credit card you want may be even worse. Seven Steps to Getting Approved for a Credit Card But with some planning and a little forethought, you can drastically improve your chances of getting approved. Before you apply, read these tips and consider a few of these moves: 1. Know your credit score. Before you apply for a new credit card, it helps tremendously to know your actual FICO score – or at least get an estimate of it. If you don’t have a credit card at all, websites like CreditKarma and CreditSesame will let you view an estimate of your c...

The Ultimate Military Discount Travel Guide (2017)

Millions of men, women, and their families have made daily sacrifices to ensure the freedoms we enjoy in the United States. There’s no denying that the members of our armed forces have given a lot to keep our country safe and protected. Currently, there are about 1.3 million active duty military members with an additional 865,000 in reserve, according to the International Institute for Strategic Studies . Furthermore, as of 2015, the United States Census Bureau reported there were another 18.8 million military veterans. While there are many opportunities to honor these heroes, such as Armed Forces Day, Memorial Day, Veterans Day, and a simple “Thank you for your service,” some companies have decided to take their gratitude to another level by providing military members and their families the opportunity to save some money, as well. Travel expenses – whether due to moving for duty or taking a vacation to spend time with your family – can be a huge strain for military members. In hono...

Morning Starter: Friday, August 23, 2019

Good morning! Here’s a quick summary of important, ignored and interesting reports from Thursday evening to kick-start your day: Important Nepal-Oli rivalry surfaces yet again Prime Minister KP Sharma Oli, who was due to head to Singapore for his checkup, convened a meeting of the NCP secretariat hours before his departure. During the course of the meeting, Oli requested members to allow him to leave by wishing him speedy recovery. He told the meeting that he had authorised co-chair Prachanda to decide on important issues during his absence, and that decisions be made with unanimity. Oli had just completed his statement, when senior leader Madhav Kumar Nepal, who just lost his ‘seniority ranking’ to Jhalanath Khanal, opposed Oli and said, “Why all of a sudden all decisions have to made unanimously?” Co-chair Prachanda tried to calm an infuriated Nepal, who argued that several decisions in the past few days were made without his consent. Party General Secretary Bishnu Paudel, cons...

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