Delta offers business customers three credit card options, and the Delta SkyMiles® Platinum Business American Express Card is in the middle of the pack. This credit card offers a wide variety of special offers and perks for business travel including a generous welcome offer, one free checked bag and the potential to earn a solid amount of miles.
Among comparable airline credit cards, the has average rewards with a relatively high annual fee of $250 (See Rates & Fees). However, it’s a great option for loyal Delta customers who are intrigued by the lucrative welcome bonus and the chance to earn medallion qualification miles (MQMs), which can be redeemed for Delta elite status and perks.
What we like about the Delta SkyMiles® Platinum Business American Express Card
- There’s an impressive limited time offer where you can earn up to 100,000 bonus miles. Earn 80,000 bonus miles after you spend $3,000 on purchases on your card in the first 3 months. Plus, earn an additional 20,000 bonus miles after your first anniversary of Card Membership. Offer expires 4/1/20. Terms Apply.
- Earn 3 Miles on every dollar spend on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels. Terms Apply.
- You’ll earn 1.5 miles per dollar on single eligible purchases of $5,000 or more, up to 50,000 additional miles per year. Earn 1 Mile on every eligible dollar spent on other purchases. Terms Apply.
Things to consider
- The is not a great option if Delta isn’t your preferred airline. This card offers very little benefit unless you fly frequently with Delta Air Lines.
- The annual fee is relatively high when compared with some other cards, coming in at $250 (See Rates & Fees).
- This credit card isn’t a good option if you like to earn cash back with your credit card, as it only earns you mileage points for rewards.
- If you don’t travel for business, this isn’t the card for you.
Delta SkyMiles® Platinum Business travel rewards details
The Delta SkyMiles Rewards program is great for frequent business travelers. With the , you’ll earn 80,000 bonus miles after you spend $3,000 on purchases on your new Card in the first 3 months. Plus, for a limited time you can earn an additional 20,000 bonus miles after your first anniversary of Card Membership (offer expires 4/1/20). You’ll also earn 3 Miles on every dollar spend on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
For all other purchases you make with your card, you’ll earn 1x mile for every dollar. With this card, the best way to maximize your rewards is to redeem them for flights. Your miles are not only good for Delta flights, but also with Delta’s 18 other airline partners. There is no limit to the number of points you can earn and they never expire, which is an exceptional perk.
Delta SkyMiles® Platinum Business fees
Although the annual fee of $250 (See Rates & Fees) is relatively high, it can be well worth the cost when you factor in the generous welcome offer, the rewards rate and other perks you’ll get with this card. Other fees include a late or returned payment fee up to $39 and $5 or 3% fee for cash advances whichever is greater. There are no foreign transaction fees (See Rates & Fees), which make this a great choice for business customers who travel abroad.
How does it compare to other Delta SkyMiles business cards?
The is one of three business credit cards from Delta Air Lines in partnership with American Express. The has the least amount of perks, while the has the most. The Delta SkyMiles® Platinum Business American Express Card is perfect for business travelers who fly frequently with Delta. But if you’re looking for a simpler card with no annual fee, the Delta SkyMiles® Gold Business American Express Card is a better choice. Craving all the bells and whistles that come with a Delta SkyMiles business card? Then, the Delta SkyMiles® Reserve Business American Express Card could be the winner for you.
| Card | Ongoing Purchase APR | Annual Fee | Intro Bonus | Credit Needed | Key features |
|---|---|---|---|---|---|
| 17.24% - 26.24% Variable (See Rates & Fees) | $0 introductory annual fee for the first year, then $99 (See Rates & Fees) | Limited Time Offer: Earn up to 70,000 bonus miles. Earn 60,000 bonus miles after you spend $2,000 in purchases on your new Card in the first 3 months. Plus, earn an additional 10,000 bonus miles after your first anniversary of Card Membership. Terms Apply. | Excellent | Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent on dining at restaurants. Earn 1 Mile on every eligible dollar spent on purchases. Terms Apply. | |
| 17.24% - 26.24% Variable (See Rates & Fees) | $250 (See Rates & Fees) | Limited Time Offer*: Earn up to 100,000 bonus miles. Earn 80,000 bonus miles after you spend $3,000 on purchases on your new Card in the first 3 months. Plus, earn an additional 20,000 bonus miles after your first anniversary of Card Membership. *Offer expires 4/1/20. Terms Apply. | Good to excellent | Earn 3 Miles on every dollar spend on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels. Terms Apply. | |
| 17.24% - 26.24% Variable (See Rates & Fees) | $550 (See Rates & Fees) | Limited Time Offer: Earn up to 100,000 bonus miles and 20,000 Medallion® Qualification Miles (MQMs). Earn 80,000 bonus miles and 20,000 MQMs after you spend $5,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 20,000 bonus miles after your first anniversary of Card Membership. Terms Apply. | Good to excellent | After you spend $150,000 on your Card in a calendar year, you earn 1.5 Miles per dollar (that’s an extra half mile per dollar) on eligible purchases the rest of the year. Eligible purchases after spending $150,000 do not include Delta purchases. Terms Apply. |
The bottom line
If you’re a frequent Delta flyer for business trips, the is a great option because you can earn points that go toward additional flights with the airline. Plus, if you travel with a companion at least once per year, the free companion ticket can make the annual fee worth it. On the other hand, you may be better off finding a credit card that offers broader travel rewards if Delta isn’t your airline of choice.
For rates and fees of the Delta SkyMiles® Gold Business American Express Card, please click here
For rates and fees of the Delta SkyMiles® Platinum Business American Express Card, please click here
For rates and fees of the Delta SkyMiles® Reserve Business American Express Card, please click here
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